#166144
General Accident Fire and Life Assurance Corporation Limited.
General Accident Fire and Life Assurance Corporation Limited.
Scag na torthaí
Bailiúcháin
63 toradh in 11 doiciméad
#932259
(ii) The City of Dublin Company carries on Industrial Assurance business and Life Assurance business;
(ii) The City of Dublin Company carries on Industrial Assurance business and Life Assurance business;
#932292
(ii) The Munster and Leinster Company carries on Industrial Assurance business and Life Assurance business;
(ii) The Munster and Leinster Company carries on Industrial Assurance business and Life Assurance business;
#1004562
AN tACHT UM AN INDUSTRIAL AND LIFE ASSURANCE AMALGAMATION COMPANY, LIMITED (SCAIREANNA A THÓGAINT), 1947.
THE INDUSTRIAL AND LIFE ASSURANCE AMALGAMATION COMPANY, LIMITED (ACQUISITION OF SHARES), ACT, 1947
#1004585
ciallaíonn an abairt “an Chuideachta Fhorceanntach” an Industrial and Life Assurance Amalgamation Company, Limited.
the expression "the Terminating Company" means The Industrial and Life Assurance Amalgamation Company, Limited.
#1477777
Life Assurance Act, 1774.
Life Assurance Act, 1774
#1513693
An tAcht um an Industrial and Life Assurance Amalgamation Company, Limited (Scaireanna a Thógaint), 1947
(Acquisition of Shares) Act, 1947
#1513891
An tAcht um an Industrial and Life Assurance Amalgamation Company, Limited (Scaireanna a Thógaint), 1947
Industrial and Life Assurance Amalgamation Company, Limited (Acquisition of Shares) Act, 1947 [GA]
#1704478
AN LIFE ASSURANCE COMPANIES (PAYMENT INO COURT) ACT, 1896.
THE LIFE ASSURANCE COMPANIES (PAYMENT INTO COURT) ACT, 1896.
#1704479
San Ordú seo ciallaíonn "an tAcht" an Life Assurance Companies (Payment into Court) Act, 1896.
In this Order "the Act" means the Life Assurance Companies (Payment into Court) Act, 1896.
#911182
(a) na forálacha den Acht san a bhaineann le gnó árachais saoil bainfid le gnó árachais tionnscail ach amháin go ndéanfar, chun crícheanna na bainte sin, tagairtí san Acht san do “industrial assurance business” agus “the industrial assurance fund” do chur in ionad tagairtí do “life assurance business” agus “the life assurance fund” fé seach, agus
( a ) the provisions relating to life assurance business of the said Act shall apply to industrial assurance business but with the modification that, for the purposes of such application, references in the said Act to "industrial assurance business" and "the industrial assurance fund" shall be substituted for references to "life assurance business" and "the life assurance fund" respectively, and
#466078
Leasú ar alt 118 (assignment of policy of life assurance to be stamped before payment of money assured) d’Acht 1891.
Amendment of section 118 (assignment of policy of life assurance to be stamped before payment of money assured) of Act of 1891.
#800414
Sa mhíniú ar “foreign life assurance fund” in alt 237 den Income Tax Act, 1918, ciallóidh an focal “United Kingdom” an Bhreatain Mhór agus Éire.
In the definition of "foreign life assurance fund" in section 237 of the Income Tax Act, 1918, the expression "United Kingdom" shall mean Great Britain and Ireland.
#911570
—Deintear leis seo “Form (A)—Form applicable to Life Assurance Business” den Chúigiú Sceideal a ghabhann le hAcht 1909 do leasú ar na slite seo leanas, sé sin le rá:—
—"Form (A)—Form applicable to Life Assurance Business of the Fifth Schedule" to the Act of 1909 is hereby amended in the following respects, that is to say:—
#932272
(ii) The Irish Life Company transacts Industrial Assurance business and Life Assurance business, and formerly transacted Plate Glass, Burglary, and Guarantee and Public Liability Insurance business;
(ii) The Irish Life Company transacts Industrial Assurance business and Life Assurance business, and formerly transacted Plate Glass, Burglary, and Guarantee and Public Liability Insurance business;
#932312
A public Limited Liability Company, to be known as “The Industrial and Life Assurance Amalgamation Company Limited” (hereinafter referred to as “The Terminating Company”), shall forthwith be promoted by the Participating Companies and be incorporated and registered pursuant to the provisions of the Companies Acts, 1908 to 1924, for the purpose (inter alia) of taking over and carrying on under the provisions of (inter alia) the Act the Life Assurance business and/or the Industrial Assurance business of the Participating Companies and of such other Company or Companies as the Terminating Company may decide, until such business so taken over by the Terminating Company shall terminate by maturity, lapse or otherwise, of all Policies or by transfer of such Policies as shall not have matured or lapsed to the Permanent Company hereinafter mentioned.
A public Limited Liability Company, to be known as "The Industrial and Life Assurance Amalgamation Company Limited" (hereinafter referred to as "The Terminating Company"), shall forthwith be promoted by the Participating Companies and be incorporated and registered pursuant to the provisions of the Companies Acts, 1908 to 1924, for the purpose (inter alia) of taking over and carrying on under the provisions of (inter alia) the Act the Life Assurance business and/or the Industrial Assurance business of the Participating Companies and of such other Company or Companies as the Terminating Company may decide, until such business so taken over by the Terminating Company shall terminate by maturity, lapse or otherwise, of all Policies or by transfer of such Policies as shall not have matured or lapsed to the Permanent Company hereinafter mentioned.
#932324
(i) the acquisition of the Life Assurance business and/or Industrial Assurance business of the Participating Companies;
(i) the acquisition of the Life Assurance business and/or Industrial Assurance business of the Participating Companies;
#932326
(ii) the acquisition of the Life Assurance business and/or Industrial Assurance business in Ireland of any other Assurance Company;
(ii) the acquisition of the Life Assurance business and/or Industrial Assurance business in Ireland of any other Assurance Company;
#932332
(v) the carrying on of Life Assurance business and Industrial Assurance business, and Sinking Fund or Capital Redemption business, but not the carrying on of any other class of Assurance business;
(v) the carrying on of Life Assurance business and Industrial Assurance business, and Sinking Fund or Capital Redemption business, but not the carrying on of any other class of Assurance business;
#932449
(a) The Amending Act shall transfer to and vest in the Terminating Company as on the transfer date the Life Assurance business and Industrial Assurance business of each Participating Company respectively.
( a ) The Amending Act shall transfer to and vest in the Terminating Company as on the transfer date the Life Assurance business and Industrial Assurance business of each Participating Company respectively.
#932482
The interest rate to be used shall be 3½per cent. both for Industrial Assurance business and for Life Assurance business;
The interest rate to be used shall be 3½ per cent. both for Industrial Assurance business and for Life Assurance business;
#932580
The Participating Companies shall as and from the transfer date cease wholly to transact Life Assurance business and/or Industrial Assurance business.
The Participating Companies shall as and from the transfer date cease wholly to transact Life Assurance business and/or Industrial Assurance business.
#932724
(c) He shall be entitled as of right to receive new business fees in the Life Assurance Branch.
( c ) He shall be entitled as of right to receive new business fees in the Life Assurance Branch.
#1004607
—Féadfar an tAcht um an Industrial and Life Assurance Amalgamation Company, Limited (Scaireanna a Thógaint), 1947, a ghairm den Acht seo.
—This Act may be cited as The Industrial and Life Assurance Amalgamation Company, Limited (Acquisition of Shares) Act, 1947 .
#800357
(c) for the purpose of determining that person's appropriate rate of British tax, the rate of British income tax shall be ascertained by dividing by the amount of his total income from all sources as estimated for income tax purposes the amount of tax payable by him on that income before deduction of any relief granted in respect of life assurance premiums or any relief granted under the provisions of the said section 27 as amended by this Article, and the rate of British super-tax shall be ascertained by dividing the amount of the super-tax payable by that person by the amount of his total income from all sources as estimated for super-tax purposes,
( c ) for the purpose of determining that person's appropriate rate of British tax, the rate of British income tax shall be ascertained by dividing by the amount of his total income from all sources as estimated for income tax purposes the amount of tax payable by him on that income before deduction of any relief granted in respect of life assurance premiums or any relief granted under the provisions of the said section 27 as amended by this Article, and the rate of British super-tax shall be ascertained by dividing the amount of the super-tax payable by that person by the amount of his total income from all sources as estimated for super-tax purposes,
#800359
(d) for the purpose of determining that person's appropriate rate of Irish Free State tax, the rate of Irish Free State income tax shall be ascertained by dividing by the amount of his total income from all sources as estimated for income tax purposes the amount of tax payable by him on that income before deduction of any relief granted in respect of life assurance premiums or any relief granted under the provisions of the said section 27 as amended by this Article, and the rate of Irish Free State super-tax shall be ascertained by dividing the amount of the super-tax payable by that person by the amount of his total income from all sources as estimated for super-tax purposes.
( d ) for the purpose of determining that person's appropriate rate of Irish Free State tax, the rate of Irish Free State income tax shall be ascertained by dividing by the amount of his total income from all sources as estimated for income tax purposes the amount of tax payable by him on that income before deduction of any relief granted in respect of life assurance premiums or any relief granted under the provisions of the said section 27 as amended by this Article, and the rate of Irish Free State super-tax shall be ascertained by dividing the amount of the super-tax payable by that person by the amount of his total income from all sources as estimated for super-tax purposes.
#816264
(d) the appropriate rate of Irish Free State tax for any year shall in the case of a person whose income is chargeable in the Irish Free State to income tax only be a rate ascertained by dividing the amount of tax payable by him for that year in respect of his total income (before deduction of any relief granted in respect of life assurance premiums or any relief granted under the provisions of Section 27 of the Finance Act, 1920, as amended by this Article) by the amount of his total income, and shall in the case of a person whose income is chargeable to Irish Free State sur-tax be the sum of the following rates:—
( d ) the appropriate rate of Irish Free State tax for any year shall in the case of a person whose income is chargeable in the Irish Free State to income tax only be a rate ascertained by dividing the amount of tax payable by him for that year in respect of his total income (before deduction of any relief granted in respect of life assurance premiums or any -relief granted under the provisions of Section 27 of the Finance Act, 1920, as amended by this Article) by the amount of his total income, and shall in the case of a person whose income is chargeable to Irish Free State sur-tax be the sum of the following rates:—
#911116
—(1) D'ainneoin éinní atá sa Life Assurance Act, 1774, mar a leathnuítear é leis an Life Insurance (Ireland) Act, 1866, beidh sé dleathach do chuideachtain árachais tionnscail polasaithe árachais tionnscail ar shaol leinbh fé bhun deich mblian d'aois do thabhairt amach más rud é agus amháin más rud é gur do thuismitheoir, sean-athair, seana-mháthair, leas-tuismitheoir, driotháir, no drifiúr don leanbh san do bhéarfar amach na polasaithe sin, no d'uncail no d'aintín don leanbh san má bhíonn an leanbh san in éintigheas leis an uncail no leis an aintín sin nuair a tógfar amach an polasaí.
—(1) Notwithstanding anything contained in the Life Assurance Act, 1774, as extended by the Life Insurance (Ireland) Act, 1866, it shall be lawful for an industrial assurance company to issue policies of industrial assurance on the life of a child under the age of ten years if, but only if, such policies are issued to a parent, grandparent, step-parent, brother, or sister of such child or to an uncle or aunt of such child if such child resides with such uncle or aunt at the time when the policy is effected.
#911815
I gcás gan an chionúireacht den ioncum phraemium bhliantúil do forcoimeádadh i gcóir costaisí agus brabúsanna todhachaí, mar a luaidhtear í mar fhreagra ar Cheist Uimh. 5 sa Cheathrú Sceideal “(A)—Form applicable to Life Assurance Business” a ghabhann le hAcht 1909, do bheith mar a chéile maidir le gach polasaí den aon tsaghas amháin, somplaí den chionúireacht do forcoimeádadh amhlaidh alos polasaithe do tógadh amach le linn pé aoiseanna, agus do bhí i bhfeidhm ar feadh pé tréimhsí, a roghnóidh an tAire.
If the proportion of the annual premium income reserved as a provision for future expenses and profits as stated in answer to question No. 5 of the Fourth Schedule "(A)—Form applicable to Life Assurance Business" of the Act of 1909, is not uniform for all policies of the same class, specimens of the proportion so reserved in respect of policies effected at such ages and having been in force for such periods as the Minister may select.
#931975
cialluíonn an abairt “an Chuideachta Fhoirceanntach” an chuideachta gur gá do réir an Chó-aontuithe Sceidealta go ndéanfadh na Cuideachtana Rannpháirteacha í do bhunú agus go ndéanfaí í d'ionchorparú agus do chlárú fén ainm an Industrial and Life Assurance Amalgamation Company, Limited, agus dá ngairmtear an Terminating Company sa Chó-aontú Sceidealta;
the expression "the Terminating Company" means the company which is required by the Scheduled Agreement to be promoted by the Participating Companies and to be incorporated and registered with the name of the Industrial and Life Assurance Amalgamation Company, Limited, and is referred to in the Scheduled Agreement as the Terminating Company;
#932261
(iii) The City of Dublin Company holds or controls all the paid-up share capital of the Northern Counties Life and General Assurance Company, Limited, which has a nominal capital of £30,000, divided into 60,000 shares of 10s. each, the whole of which has been issued fully paid up and which is registered in and carries on Industrial Assurance and Life Assurance business in Northern Ireland;
(iii) The City of Dublin Company holds or controls all the paid-up share capital of the Northern Counties Life and General Assurance Company, Limited, which has a nominal capital of £30,000, divided into 60,000 shares of 10s. each, the whole of which has been issued fully paid up and which is registered in and carries on Industrial Assurance and Life Assurance business, in Northern Ireland;
#932282
(ii) The Irish National Company transacts Industrial Assurance business, Life Assurance business, Fire Insurance business, Mechanically-propelled Vehicle Insurance business, Public Liability Insurance business, Engineering Insurance business, Glass Insurance business, Guarantee Insurance business, Burglary Insurance business and General Accident business;
(ii) The Irish National Company transacts Industrial Assurance business, Life Assurance business, Fire Insurance business, Mechanically-propelled Vehicle Insurance business, Public Liability Insurance business, Engineering Insurance business, Glass Insurance business, Guarantee Insurance business, Burglary Insurance business and General Accident business;
#932298
(e) consequent upon the passing of the Insurance Act, 1936, (No. 45 of 1936) (hereinafter called the Act), discussions and negotiations have taken place between the Companies parties hereto and the Minister for Finance and the Minister for Industry and Commerce with a view to evolving a scheme of amalgamation of the Life Assurance business and Industrial Assurance business of the Companies parties hereto (hereinafter referred to as the Participating Companies);
( e ) consequent upon the passing of the Insurance Act, 1936 , (No. 45 of 1936) (hereinafter called the Act), discussions and negotiations have taken place between the Companies parties hereto and the Minister for Finance and the Minister for Industry and Commerce with a view to evolving a scheme of amalgamation of the Life Assurance business and Industrial Assurance business of the Companies parties hereto (hereinafter referred to as the Participating Companies);
#932300
(f) as a result of such discussions and negotiations it has been agreed that the Industrial Assurance business and Life Assurance business of the Participating Companies shall be amalgamated upon the terms and in the manner hereinafter more particularly mentioned, subject to the enactment by the Oireachtas on or before the 31st day of December, 1938, of an Act (hereinafter called “the Amending Act”) authorising and confirming or otherwise validating these presents and providing (inter alia) for the several matters hereinafter specified;
( f ) as a result of such discussions and negotiations it has been agreed that the Industrial Assurance business and Life Assurance business of the Participating Companies shall be amalgamated upon the terms and in the manner hereinafter more particularly mentioned, subject to the enactment by the Oireachtas on or before the 31st day of December, 1938, of an Act (hereinafter called "the Amending Act") authorising and confirming or otherwise validating these presents and providing (inter alia) for the several matters hereinafter specified;
#932306
(i) in this agreement the expressions “Industrial Assurance business,” “Life Assurance business,” “Sinking Fund or Capital Redemption business,” “Policy,” “Foreign Company,” “the Act of 1908,” “the Act of 1909,” “Assurance Company,” respectively, shall have the same meanings as in the Act;
( i ) in this agreement the expressions "Industrial Assurance business," "Life Assurance business," "Sinking Fund or Capital Redemption business, "Policy" "Foreign Company," "the Act of 1908," "the Act of 1909," "Assurance Company," respectively, shall have the same meanings as in the Act;
#932362
(x) the Directors of the Terminating Company shall at triennial or such shorter intervals as the Directors may decide make a valuation of the Terminating Company's Life Assurance business and Industrial Assurance business in accordance with the requirements of the Insurance Acts, 1909 and 1936, and of any Acts amending the same, and, after creating such reserves (if any) as they consider proper, declare the surplus available for distribution.
(x) the Directors of the Terminating Company shall at triennial or such shorter intervals as the Directors may decide make a valuation of the Terminating Company's Life Assurance business and Industrial Assurance business in accordance with the requirements of the Insurance Acts, 1909 and 1936, and of any Acts amending the same, and, after creating such reserves (if any) as they consider proper, declare the surplus available for distribution.
#932372
A further Public Limited Liability Company to be known as “The Irish Assurance Company, Limited” (herein referred to as “The Permanent Company”) shall so soon as is reasonably possible be promoted by the Terminating Company and be incorporated and registered pursuant to the provisions of the Companies Acts, 1908 to 1924, for the purpose of carrying on Life Assurance business and Industrial Assurance business and Sinking Fund or Capital Redemption business.
A further Public Limited Liability Company to be known as "THE IRISH ASSURANCE COMPANY, LIMITED" (herein referred to as "The Permanent Company") shall so soon as is reasonably possible be promoted by the Terminating Company and be incorporated and registered pursuant to the provisions of the Companies Acts, 1908 to 1924, for the purpose of carrying on Life Assurance business and Industrial Assurance business and Sinking Fund or Capital Redemption business.
#932384
(i) the carrying on of Life Assurance business and/or Industrial Assurance business and/or Sinking Fund or Capital Redemption business (including any business ancillary thereto), but not the carrying on of any other class of Assurance business;
(i) the carrying on of Life Assurance business and/or Industrial Assurance business and/or Sinking Fund or Capital Redemption business (including any business ancillary thereto), but not the carrying on of any other class of Assurance business;
#932386
(ii) the undertaking, under contracts with the Terminating Company and other Assurance Companies, of the servicing of the Life Assurance and Industrial Assurance and Sinking Fund or Capital Redemption contracts of such companies;
(ii) the undertaking, under contracts with the Terminating Company and other Assurance Companies, of the servicing of the Life Assurance and Industrial Assurance and Sinking Fund or Capital Redemption contracts of such companies;
#932388
(iii) the acquisition from the Terminating Company of the Life Assurance business and Industrial Assurance business and Sinking Fund or Capital Redemption business and goodwills of the Terminating Company and/or of the Participating Companies and of any other Assurance Company whose business shall have been acquired by the Terminating Company;
(iii) the acquisition from the Terminating Company of the Life Assurance business and Industrial Assurance business and Sinking Fund or Capital Redemption business and goodwills of the Terminating Company and/or of the Participating Companies and of any other Assurance Company whose business shall have been acquired by the Terminating Company;
#932390
(iv) the acquisition, after the winding up of the Terminating Company, of the Life Assurance business and the Industrial Assurance business and Sinking Fund or Capital Redemption business of any other Assurance Company.
(iv) the acquisition, after the winding up of the Terminating Company, of the Life Assurance business and the Industrial Assurance business and Sinking Fund or Capital Redemption business of any other Assurance Company.
#932444
As from the date of these presents until the appointed day to be named by the Minister for Industry and Commerce pursuant to the powers to be vested in him in that behalf by the Amending Act (which day is herein referred to as the Transfer Date) each Participating Company shall conduct its Life Assurance business and Industrial Assurance business under the direction of and as the trustee of and agent for the Terminating Company.
As from the date of these presents until the appointed day to be named by the Minister for Industry and Commerce pursuant to the powers to be vested in him in that behalf by the Amending Act (which day is herein referred to as the Transfer Date) each Participating Company shall conduct its Life Assurance business and Industrial Assurance business under the direction of and as the trustee of and agent for the Terminating Company.
#932453
(b) The assets of each Participating Company to be vested in or transferred to the Terminating Company shall, subject to the provisions of Clause 19 (i) (a) and Clause 20 hereof, be the entire assets thereof as at the transfer date, except (1) uncalled capital, (2) the goodwill of any branch or branches of business other than Life Assurance and Industrial Assurance, and (3) assets allocated to such other branch or branches pursuant to Clause 19 (i) (b) (2) hereof.
( b ) The assets of each Participating Company to be vested in or transferred to the Terminating Company shall, subject to the provisions of Clause 19 (i) (a) and Clause 20 hereof, be the entire assets thereof as at the transfer date, except (1) uncalled capital, (2) the goodwill of any branch or branches of business other than Life Assurance and Industrial Assurance, and (3) assets allocated to such other branch or branches pursuant to Clause 19 (i) (b) (2) hereof.
#932472
The “goodwill” of each Participating Company respectively shall for the purpose of the formula be the annual premium income on the transfer date of the Industrial Assurance business (excluding Pure Endowments, Children's Endowments, and Recurring Cash Bonus business) together with 15 (fifteen) per cent. of the annual premium income on the transfer date of all such Pure Endowments, Children's Endowments, and Recurring Cash Bonus business, and also 15 (fifteen) per cent. of the annual premium income of the Life Assurance business, but excluding all Industrial Assurance business entering within two years prior to the transfer date.
The "goodwill" of each Participating Company respectively shall for the purpose of the formula be the annual premium income on the transfer date of the Industrial Assurance business excluding Pure Endowments, Children's Endowments, and Recurring Cash Bonus business) together with 15 (fifteen) per cent of the annual premium income on the transfer date of all such Pure Endowments, Children's Endowments, and Recurring Cash Bonus business, and also 15 (fifteen) per cent of the annual premium income of the Life Assurance business, but excluding all Industrial Assurance business entering within two years prior to the transfer date.
#932481
(i) the mortality for the insurance liability for Industrial Assurance business shall be taken according to the English Life No. 8 Males Table, and the mortality for the insurance liability for Life Assurance business shall be taken according to the OM Table.
(i) the mortality for the insurance liability for Industrial Assurance business shall be taken according to the English Life No. 8 Males Table, and the mortality for the insurance liability for Life Assurance business shall be taken according to the OM Table.
#932484
(ii) in the Industrial Assurance Branch the premium to be used in ascertaining the insurance liability for Whole Life Assurance shall be the net premium for an age two years older than the age next birthday at entry.
(ii) in the industrial Assurance Branch the premium to be used in ascertaining the insurance liability for Whole Life Assurance shall be the net premium for an age two years older than the age next birthday at entry.
#932488
The net premium for the Whole Life benefit shall be the same as for Whole Life Assurance, and the net premium for the recurring Pure Endowment shall be the full net premium excluding the first year.
The net premium for the Whole Life benefit shall be the same as for Whole Life Assurance, and the net premium for the recurring Pure Endowment shall be the full net premium excluding the first year.
#932493
(iii) policies in the Life Assurance Branch shall be valued in the same way as Industrial Branch Policies, but withprofit policies shall be converted into non-profit policies as at the transfer date by assuming that the premium in excess of a scale of non-profit premiums, to be fixed by the Independent Actuary with the approval of the Minister for Industry and Commerce, shall be treated as the gross premium to purchase an additional sum assured at the valuation age according to such scale.
(iii) policies in the Life Assurance Branch shall be valued in the same way as Industrial Branch Policies, but with profit policies shall be converted into non-profit policies as at the transfer date by assuming that the premium in excess of a scale of non-profit premiums, to be fixed by the Independent Actuary with the approval of the Minister for Industry and Commerce, shall be treated as the gross premium to purchase an additional sum assured at the valuation age according to such scale.
#932499
(v) outstanding premiums in the Industrial Assurance Branch shall be taken at 2½times the weekly debits or the monthly equivalent less 25 (twenty-five) per cent. for expenses, and in the Life Assurance Branch the true out standing premiums to be taken less 20 (twenty) per cent. on with-profit policies and 10 (ten) per cent. on nonprofit policies.
(v) outstanding premiums in the Industrial Assurance Branch shall be taken at 21 times the weekly debits or the monthly equivalent less 25 (twenty-five) per cent for expenses, and in the Life Assurance Branch the true outstanding premiums to be taken less 20 (twenty) per cent on with-profit policies and 10 (ten) per cent on non-profit policies.
#932512
(2) such assets, including statutory deposits, as are identifiable as solely appertaining to an Assurance fund of such Participating Company in a Branch of business other than Life Assurance business or Industrial Assurance business.
(2) such assets, including statutory deposits, as are identifiable as solely appertaining to an Assurance fund of such Participating Company in a Branch of business other than Life Assurance business or Industrial Assurance business.