#585951
cineál, géire agus fad an ghéarchoir eacnamaíoch dá dtagraítear i mír 1;
the nature, severity and duration of an economic downturn referred to in paragraph 1;
cineál, géire agus fad an ghéarchoir eacnamaíoch dá dtagraítear i mír 1;
the nature, severity and duration of an economic downturn referred to in paragraph 1;
Féadfaidh an iasacht mainneachtain le linn sleabhcadh eacnamaíoch
The loan may default in an economic downturn
Cineál, déine agus fad géarchoir eacnamaíoch a shonrú
Specification of the nature, severity and duration of an economic downturn
Úsáid as meastacháin LGD atá ábhartha do ghéarchor eacnamaíoch
Use of LGD estimates appropriate for economic downturn
go gcuirfidh an institiúid próiseas dian dea-dhoiciméadaithe i bhfeidhm chun géarchor eacnamaíoch a shainaithint agus measúnú a dhéanamh ar a éifeacht ar rátaí téarnaimh agus chun meastacháin LGD atá ábhartha do ghéarchor eacnamaíoch a tháirgeadh;
the institution applies a rigorous and well documented process for identifying an economic downturn and assessing its effects on recovery rates and for producing LGD estimates appropriate for an economic downturn;
Úsáid as meastacháin ar fhachtóirí coinbhéartachta atá ábhartha do ghéarchor eacnamaíoch
Use of conversion factor estimates appropriate for economic downturn
Is léiriú é an méadú in 2024 ar an gcor chun donais eacnamaíoch den chuid is mó.
The increase in 2024 mainly reflects the economic downturn.
Cé go bhféadfadh leibhéal na LGDanna réadaithe agus na CFanna réadaithe a bheith píosa mhaith níos airde ná an meán fadtréimhseach mar thoradh ar ghéarchor eacnamaíoch, níor cheart a mheas gurb ionann na dálaí ar saintréithe de ghéarchor eacnamaíoch iad agus na dálaí a úsáidtear le haghaidh tástáil struis.
Even though the level of realised LGDs and realised CFs may be substantially above the long-run average as a result of an economic downturn, the conditions characterising an economic downturn should not be considered as the equivalent of the conditions used for stress testing.
go gcuirfidh an institiúid próiseas dian dea-dhoiciméadaithe i bhfeidhm chun géarchor eacnamaíoch a shainaithint agus measúnú a dhéanamh ar a éifeacht ar tharraingt teorainneacha creidmheasa agus chun meastacháin ar fhachtóirí coinbhéartachta atá ábhartha do ghéarchor eacnamaíoch a tháirgeadh;
the institution applies a rigorous and well documented process for identifying an economic downturn and assessing its effects on the drawing of credit limits and for producing conversion factor estimates appropriate for an economic downturn;
I ngeall ar an ngéarchéim airgeadais agus ar an gcor chun donais eacnamaíoch, nár tháinig a samhail riamh roimhe, atá ann ar fud an domhain, tá díobháil thromchúiseach déanta don fhás eacnamaíoch agus don chobhsaíocht airgeadais agus tá meathlú mór tagtha ar dhálaí airgeadais, eacnamaíocha agus sóisialta i roinnt Ballstát.
The unprecedented global financial crisis and economic downturn have seriously damaged economic growth and financial stability and provoked a strong deterioration in financial, economic and social conditions in several Member States.
I ngeall ar an ngéarchéim airgeadais agus ar an gcor chun donais eacnamaíoch, nár tháinig a samhail riamh roimhe, atá ann ar fud an domhain, tá díobháil thromchúiseach déanta don fhás eacnamaíoch agus don chobhsaíocht airgeadais agus tá meathlú mór tagtha ar dhálaí airgeadais agus eacnamaíocha i roinnt Ballstát.
The unprecedented global financial crisis and the unprecedented economic downturn have seriously damaged economic growth and financial stability and provoked a strong deterioration of financial and economic conditions for several Member States.
úsáidfidh institiúidí meastacháin ar LGDanna atá ábhartha do ghéarchor eacnamaíoch má tá siad sin níos coimeádaí ná an meán fadtréimhseach.
institutions shall use LGD estimates that are appropriate for an economic downturn if those are more conservative than the long-run average.
úsáidfidh na hinstitiúidí meastacháin ar fhachtóirí coinbhéartachta LGD atá ábhartha do ghéarchor eacnamaíoch má tá siad níos coimeádaí ná an meán fadtréimhseach.
institutions shall use conversion factor estimates that are appropriate for an economic downturn if those are more conservative than the long-run average.
I ngeall ar an ngéarchéim airgeadais marthanach agus ar an gcor chun donais eacnamaíoch, nár tháinig a samhail riamh roimhe, atá ann ar fud an domhain tá díobháil thromchúiseach déanta don fhás eacnamaíoch agus don chobhsaíocht airgeadais agus tá meathlú mór tagtha ar dhálaí airgeadais, eacnamaíocha agus sóisialta sna Ballstáit.
The unprecedented enduring global financial crisis and economic downturn have seriously damaged economic growth and financial stability and provoked a strong deterioration in financial, economic and social conditions in the Member States.
I ngeall ar an ngéarchéim airgeadais agus ar an gcor chun donais eacnamaíoch, nár tháinig a samhail riamh roimhe, atá ann ar fud an domhain, tá díobháil thromchúiseach déanta don fhás eacnamaíoch agus don chobhsaíocht airgeadais agus tá meathlú mór tagtha ar dhálaí airgeadais agus eacnamaíocha i roinnt Ballstát.
The unprecedented global financial crisis and economic downturn have seriously damaged economic growth and financial stability and provoked a strong deterioration in financial and economic conditions in several Member States.
Leis an gcor chun donais eacnamaíoch a tharla le déanaí, léiríodh easnaimh agus neamh-chomhsheasmhachtaí sa mhargadh inmheánach, a chuir isteach go díobhálach ar mhuinín na dtomhaltóirí agus na saoránach.
The recent economic downturn has exposed a number of shortcomings and inconsistencies in the internal market, which have had adverse implications for consumers’ and citizens’ confidence.
a aithint go ndearna an turnamh sa gheilleagar dochar mór don earnáil foirgníochta agus don mhargadh tithíochta, agus dá bharr sin go bhfuil easnamh suntasach ann i margadh na tithíochta agus i dtithíocht shóisialta;
ACKNOWLEDGES THAT THE CONSTRUCTION SECTOR AND THE HOUSING MARKET WERE PROFOUNDLY AFFECTED BY THE ECONOMIC DOWNTURN, CONSEQUENTLY CREATING A SIGNIFICANT SHORTFALL IN BOTH MARKET AND SOCIAL HOUSING SUPPLY;
—go ndearna an an turnamh geilleagair agus titim an bhoilscithe sa mhargadh maoine dochar mór don earnáil foirgníochta agus don mhargadh tithíochta; agus
—THE CONSTRUCTION SECTOR AND THE HOUSING MARKET WERE VERY HEAVILY AFFECTED BY THE ECONOMIC DOWNTURN AND THE BURSTING OF THE PROPERTY BUBBLE; AND
Tá an tionscadal leochaileach do struis nach annamh iad le linn timthriall eacnamaíoch, agus d’fhéadfadh sé a bheith ar mainneachtain le linn sleabhcadh eacnamaíoch.
The project is vulnerable to stresses that are not uncommon through an economic cycle, and may default in an economic downturn.
Le linn sleabhcadh eacnamaíoch, laghdódh ioncam na maoine agus bheadh riosca níos mó de mhainneachtain ann dá thoradh.
During an economic downturn, the property would suffer a decline in revenue that significantly increase the risk of default.
Déantar amhlaidh chun a áirithiú, i gcás neamhchosaintí de chineál inchomparáide, go n-aithneoidh institiúidí an géarchor eacnamaíoch céanna de ghnáth.
This is to ensure that, for a comparable type of exposures, institutions will, generally speaking, identify the same economic downturn.
Agus géarchor eacnamaíoch á shainaithint i gcás cineál áirithe neamhchosaintí, beidh feidhm ag na rialacha sonraíochta seo a leanas:
In identifying an economic downturn for a given type of exposures, the following specification rules shall apply:
Bhí neamhshiméadracht ann freisin mar – d'ainneoin an sleabhcadh eacnamaíoch – níor tháinig laghdú ar allmhairí ón tSín.
There was also an asymmetry, as – in spite of the economic downturn – imports from China did not abate.
Tharla athruithe ar ráta NEET le linn an tsleabhctha eacnamaíoch i ngeall ar mhéaduithe ar an dífhostaíocht agus ar an neamhghníomhaíocht araon.
Changes in the NEET rate during the economic downturn were due to increases in both unemployment and inactivity.
go n-úsáidfidh an institiúid meastacháin LGD atá ábhartha do ghéarchor eacnamaíoch, i gcás ina bhfuil siad níos coimeádaí ná an meán fadtréimhseach;
the institution uses LGD estimates that are appropriate for an economic downturn, where those are more conservative than the long-run average;
go soláthróidh an institiúid meáin fhadtréimhseacha agus meastacháin LGD atá ábhartha do ghéarchor eacnamaíoch mar údar lena roghanna;
the institution provides both long-run averages and LGD estimates appropriate for an economic downturn for justification of its choices;
go n-úsáidfidh an institiúid meastacháin ar fhachtóirí coinbhéartachta LGD atá ábhartha do ghéarchor eacnamaíoch, i gcás ina bhfuil siad níos coimeádaí ná an meán fadtréimhseach;
the institution uses conversion factor estimates that are appropriate for an economic downturn, where those are more conservative than the long-run average;
go soláthróidh an institiúid na meáin fhadtréimhseacha agus meastacháin ar fhachtóirí coinbhéartachta atá ábhartha do ghéarchor eacnamaíoch mar údar lena roghanna;
the institution provides both the long-run averages and the conversion factor estimates appropriate for an economic downturn for justification of its choices;
Mar thoradh ar an laghdú soláthair sin tá praghsanna fuinnimh níos airde ná riamh agus luaineach, rud a chuireann le boilsciú agus a chruthaíonn baol go dtiocfaidh cor eile chun donais eacnamaíoch san Eoraip.
That supply reduction has led to historically high and volatile energy prices, contributing to inflation and creating a risk of further economic downturn in Europe.
De dheasca ráig phaindéim COVID-19 i mí an Mhárta 2020, tharla mórshleabhcadh eacnamaíoch san Aontas ina iomláine agus i ngach Ballstát.
The outbreak of the COVID-19 pandemic in March 2020 led to a severe economic downturn for the EU as a whole and in all Member States.
Sleabhcadh eacnamaíoch níos doimhne nó níos fadtéarmaí ag a bhfuil tionchar diúltach ar an bhfostaíocht, d’fhéadfadh sé a bheith ina chúis le tuilleadh deacrachtaí maidir le haisíocaíocht iasachta agus staonadh.
A deeper or longer lasting economic downturn with a negative impact on employment may trigger further loan repayment difficulties and forbearance.
Tháinig sé ar ais ó 2020 go dtí tréimhse imscrúdúcháin an athbhreithnithe le 11 phointe céatadáin, de réir mar a thosaigh tionscail úsáideora ag téarnamh ón gcor chun donais eacnamaíoch a tharla de bharr na paindéime.
It rebounded from 2020 to the review investigation period by 11 percentage points, as user industries started recovering from the economic downturn caused by the pandemic.
Ansin, chuir an sleabhcadh eacnamaíoch de bharr phaindéim COVID-19 leis an meath, agus tháinig laghdú breise ar thomhaltas in 2020.
Then, the decline was exacerbated by the economic downturn caused by the COVID-19 pandemic, consumption decreased further in 2020.
Dearbhaíodh an measúnú sin sa Suirbhé Bliantúil ar Fhás Inbhuanaithe i mí na Samhna 2022, agus tugadh dá aire go bhfuil geilleagar na hEorpa tagtha amach as tréimhse ina raibh mórshleabhcadh eacnamaíoch.
The Annual Sustainable Growth Survey of November 2022 confirmed this assessment, noting that the European economy is out of a period of severe economic downturn.
Idir 2019 agus 2020, thit praghsanna díola aonaid 19 % i ndiaidh an ghéarchoir eacnamaíoch i ndáil le paindéim COVID-19.
From 2019 to 2020, unit sales prices fell by 19 %, following the economic downturn in relation to the COVID-19 pandemics.
Mar gheall ar an ngéarchor eacnamaíoch a tharla de dheasca phaindéim COVID-19, bhí tionscal an Aontais ag cailliúint go mór in 2020, ach théarnaigh sé go pras agus go tréan ina dhiaidh sin.
In 2020, due to the economic downturn caused by the COVID-19 pandemics, the Union industry was heavily lossmaking, but subsequently it rapidly and strongly recovered.
Ba cheart imeacht sealadach ó chonair an choigeartaithe i dtreo an chuspóra bhuiséadaigh mheántéarmaigh a cheadú nuair a eascraíonn sé as imeacht neamhghnách nach bhfuil neart ag an mBallstát lena mbaineann air, a bhfuil mórthionchar aige ar riocht airgeadais an rialtais ghinearálta nó i gcás géarchor chun donais eacnamaíoch don limistéar euro nó don Aontas ina iomláine, ar an gcoinníoll nach gcuirtear an inbhuanaitheacht fhioscach i mbaol leis sin sa mheántéarma, chun an téarnamh geilleagrach a éascú.
A temporary departure from the adjustment path towards the medium-term budgetary objective should be allowed, when it results from an unusual event outside the control of the Member State concerned, which has a major impact on the financial position of the general government or in case of severe economic downturn for the euro area or the Union as a whole, provided that this does not endanger fiscal sustainability in the medium-term, in order to facilitate economic recovery.
Féadfar imeacht sealadach a cheadú ó chonair an choigeartaithe i dtreo an chuspóra bhuiséadaigh mheántéarmaigh dá dtagraítear sa tríú fomhír, do Bhallstáit, i gcás imeachta neamhghnách nach bhfuil neart ag an mBallstát lena mbaineann air agus ar imeacht é a bhfuil mórthionchar aige ar riocht eacnamaíoch an rialtais ghinearálta nó i gcás géarchor chun donais eacnamaíoch don limistéar euro nó don Aontas ina iomláine, ar an gcoinníoll nach gcuirfear an inbhuanaitheacht fhioscach i mbaol leis sin sa mheántéarma.
In the case of an unusual event outside the control of the Member State concerned which has a major impact on the financial position of the general government or in periods of severe economic downturn for the euro area or the Union as a whole, Member States may be allowed temporarily to depart from the adjustment path towards the medium-term budgetary objective referred to in the third subparagraph, provided that this does not endanger fiscal sustainability in the medium term.
Ar an gcaoi chéanna, féadfar gan breithniú ar an diall nuair a eascraíonn sé as imeacht neamhghnách nach bhfuil neart ag an mBallstát lena mbaineann air, agus a bhfuil mórthionchar aige ar riocht airgeadais an rialtais ghinearálta, nó i gcás géarchoir chun donais eacnamaíoch don limistéar euro nó don Aontas ina iomláine, ar an gcoinníoll nach gcuirfear an inbhuanaitheacht fhioscach i mbaol leis sin sa mheántéarma.".
Similarly, the deviation may be left out of consideration when it results from an unusual event outside the control of the Member State concerned and which has a major impact on the financial position of the general government or in case of severe economic downturn for the euro area or the Union as a whole, provided that this does not endanger fiscal sustainability in the medium-term.".
Féadfar imeacht sealadach a cheadú ó chonair an choigeartaithe i dtreo an chuspóra bhuiséadaigh mheántéarmaigh dá dtagraítear sa tríú fomhír, do Bhallstáit, i gcás imeachta neamhghnách nach bhfuil neart ag an mBallstát lena mbaineann air, a bhfuil mórthionchar aige ar riocht eacnamaíoch an rialtais ghinearálta nó i gcás géarchoir chun donais eacnamaíoch don limistéar euro nó don Aontas ina iomláine, ar an gcoinníoll nach gcuirfear an inbhuanaitheacht fhioscach i mbaol leis sin sa mheántéarma.
In the case of an unusual event outside the control of the Member State concerned, which has a major impact on the financial position of the general government or in periods of severe economic downturn for the euro area or the Union as a whole, Member States may be allowed temporarily to depart from the adjustment path towards the medium-term budgetary objective referred to in the third subparagraph, provided that this does not endanger fiscal sustainability in the medium term.
Ar an gcaoi chéanna, féadfar gan breithniú a dhéanamh ar an diall nuair a eascraíonn sé as imeacht neamhghnách nach bhfuil neart ag an mBallstát lena mbaineann air, agus a bhfuil mórthionchar aige ar riocht airgeadais an rialtais ghinearálta nó i gcás ina mbeidh géarchor chun donais eacnamaíoch ann don limistéar euro nó don Aontas ina iomláine, ar an gcoinníoll nach gcuirfear an inbhuanaitheacht fhioscach i mbaol leis sin sa mheántéarma.".
Similarly, the deviation may be left out of consideration when resulting from an unusual event outside the control of the Member State concerned and which has a major impact on the financial position of the general government or in case of severe economic downturn for the euro area or the Union as a whole, on the condition that this does not endanger fiscal sustainability in the medium term.".
Cuirtear san áireamh leis an imchlúdach airgeadais do BMC a leagtar amach sa Rialachán seo an cor chun donais eacnamaíoch reatha agus an ní gurb é seo an chéad chlár oibríochtúil atá tiomanta go sonrach do chur chun feidhme BMC.
The financial envelope for the IMP set out in this Regulation takes into account both the current economic downturn and the fact that this is the first operational programme specifically dedicated to the implementation of the IMP.
Ós rud é go bhfuil gá le freagairt phras mar gheall ar an ngéarchéim, nár tháinig a samhail riamh roimhe, is géarchéim lena ndéantar difear do mhargaí idirnáisiúnta airgeadais, agus mar gheall ar an gcor chun donais eacnamaíoch, ar nithe iad sin ar dá mbarr a bhfuil díobháil thromchúiseach déanta do chobhsaíocht airgeadais roinnt Ballstát, ba cheart don Rialachán seo teacht i bhfeidhm a luaithe is féidir, chun go mbeifí in ann gníomhú i gcoinne na héifeachtaí ar an ngeilleagar ina iomláine.
As the unprecedented crisis affecting international financial markets, and the economic downturn, which have seriously damaged the financial stability of several Member States, necessitate a rapid response in order to counter the effects on the economy as a whole, this Regulation should enter into force as soon as possible.
MEASANN SÍ go bhfuil sé fíorthábhachtach do na Ballstáit go gcuirfí ceapadh beartais ar bhonn fianaise chun cinn agus go ndéanfaí na naisc idir an cultúr, an geilleagar, an t-oideachas, an taighde agus an nuálaíocht a neartú, go háirithe le linn lagtrá eacnamaíoch inar cheart gurbh éifeachtaí, gurbh éifeachtúla agus gurbh inbhuanaithe fós a bheadh na beartais chultúir;
CONSIDERS that promoting evidence-based policy-making and strengthening the links between culture, economy, education, research and innovation are of the utmost importance to Member States, in particular in times of economic downturn when there is a need for cultural policies to be even more effective, efficient and sustainable;
Sa chás gur ann do mheathlú mór eacnamaíoch sa limistéar Euro nó san Aontas ina iomláine, féadfaidh an Chomhairle a chinneadh freisin, ar mholadh ón gCoimisiún, moladh athbhreithnithe a ghlacadh faoi Airteagal 126(7) CFAE nó a cinneadh athbhreithnithe chun foláireamh a thabhairt faoi Airteagal 126(9) CFAE, ar choinníoll nach gcuireann sé sin an inbhuanaitheacht bhuiséadach i gcontúirt sa mheántéarma.
In the case of a severe economic downturn in the euro area or in the Union as a whole, the Council may also decide, on a recommendation from the Commission, to adopt a revised recommendation under Article 126(7) TFEU or a revised decision to give notice under Article 126(9) TFEU, provided that that does not endanger fiscal sustainability in the medium term.
Sa mhéid go meastar go soláthróidh córas rátála LGDanna réadaithe ar leibhéal seasmhach de réir an ghráid nó an chomhthiomsaithe thar imeacht ama, déanfaidh institiúidí coigeartuithe ar a meastacháin ar pharaiméadair priacal de réir an ghráid nó an chomhthiomsaithe chun iarmhairt an ghéarchoir sa gheilleagar ar an gcaipiteal a theorannú;
To the extent a rating system is expected to deliver realised LGDs at a constant level by grade or pool over time, institutions shall make adjustments to their estimates of risk parameters by grade or pool to limit the capital impact of an economic downturn;
Sa mhéid go meastar go soláthróidh córas rátála fachtóirí coinbhéartachta réadaithe ar leibhéal seasmhach de réir an ghráid nó an chomhthiomsaithe thar imeacht ama, déanfaidh institiúidí coigeartuithe ar a meastacháin ar pharaiméadair priacal de réir an ghráid nó an chomhthiomsaithe chun éifeacht an ghéarchoir eacnamaíoch ar an gcaipiteal a theorannú;
To the extent a rating system is expected to deliver realised conversion factors at a constant level by grade or pool over time, institutions shall make adjustments to their estimates of risk parameters by grade or pool to limit the capital impact of an economic downturn;
Nuair is iomchuí, beidh fachtóir an priacal creidmheasa mar choinníoll do na luaineachtaí agus na táblaí comhghaoil d'fhachtóirí an priacal margaidh a úsáidtear i gcomh-ionsamhlú an mhargaidh agus an priacal creidmheasa chun méaduithe féideartha i luaineacht nó comhghaol i gcor chun donais eacnamaíoch a léiriú.
Where appropriate, volatilities and correlations of market risk factors used in the joint modelling of market and credit risk shall be conditioned on the credit risk factor to reflect potential increases in volatility or correlation in an economic downturn.
I bhfianaise sonraí eacnamaíocha agus sóisialta don tréimhse ón 1 Iúil 2011 go dtí an 31 Nollaig 2012, amhail iarmhairt an ghéarchoir chun donais san Fhómhar in 2011 agus a raibh cúlú eacnamaíochta san Aontas mar thoradh air mar aon le meathlú ar an staid eacnamaíoch agus ardleibhéil leantacha na dífhostaíochta agus an easnaimh agus fiachais phoiblí san Aontas, is iomchuí an coigeartú ar luach saothair agus ar phinsin sa Bheilg agus i Lucsamburg a shocrú ag 0,8 % do 2012.
Economic and social data for the period from 1 July 2011 to 31 December 2012, such as the aftermath of the economic downturn in autumn 2011 resulting in economic recession in the Union and a deteriorating social situation, as well as the continuing high levels of unemployment and of public deficit and debt in the Union, make it appropriate to set the adjustment of remuneration and pensions in Belgium and Luxembourg to 0,8 % for 2012.
go mbeidh ag an Roinn Sláinte, le haghaidh na bliana 2016, maoiniú iomlán tuairim is €13.6 billiún (méadú seacht faoin gcéad ar Bhuiséad 2015), rud a léiríonn tiomantas an Rialtais aghaidh a thabhairt ar na laghduithe a rinneadh san earnáil sláinte de dhroim an turnaimh sa gheilleagair a thosaigh in 2008;
FOR 2016, THE DEPARTMENT OF HEALTH WILL HAVE TOTAL FUNDING OF APPROXIMATELY €13.6 BILLION (A SEVEN PER CENT INCREASE ON THE 2015 BUDGET) DEMONSTRATING THE GOVERNMENT’S COMMITMENT TO ADDRESSING THE REDUCTIONS EXPERIENCED BY THE HEALTH SECTOR CONSEQUENT ON THE ECONOMIC DOWNTURN WHICH COMMENCED IN 2008;