Maidir leis an sochar, thug Grúpa IRNC faoi deara go leanann dáta deiridh iasachtaí na scairshealbhóirí an iasacht bainc ó tharla nach féidir iad a íoc roimh na hiasachtaí bainc.
With reference to the benefit, IRNC Group noted that the end date of the shareholders' loans follows that of the bank loans since they cannot be paid before the bank loans.
D’áitigh an Grúpa ZTT gurb é an príomhbhuntáiste a bhaineann le heisiúint bannaí i gcomparáid le hiasachtaí a chruinniú ó bhainc ná go mbíonn an ráta úis (i.e. ráta cúpóin), nach mór do na cuideachtaí a íoc leis na hinfheisteoirí bannaí, níos ísle de ghnáth ná an ráta úis a bheadh orthu a íoc ar iasacht bainc.
The ZTT Group argued that the main advantage of issuing bonds compared to raising loans from banks is that the interest rate (i.e. coupon rate) companies have to pay to the bond investors is often less that the interest rate that they would have to pay on a bank loan.