#2326325
Seasann an ball seo do chomhpháirt chothromais a léiríonn acmhainní atá ann le luaineachtaí randamacha speansas éilimh ar luach ionchasach éileamh le haghaidh roinnt cineálacha conarthaí árachais a chumhdach (mar shampla, árachas clocha sneachta, creidmheasa, baránais agus dílseachta) ag úsáid foirmle atá bunaithe ar thaithí thar roinnt blianta.
This member stands for a component of equity representing resources to cover random fluctuations of claim expenses around the expected value of claims for some types of insurance contract (for example, hail, credit, guarantee and fidelity insurance) using a formula based on experience over a number of years.