beidh alfa cothrom leis an gcóimheas idir an caipiteal inmheánach ó ionsamhlú iomlán de risíocht CCR thar chontrapháirtithe (uimhreoir) agus an caipiteal inmheánach bunaithe ar EPE (ainmneoir);
alpha shall equal the ratio of internal capital from a full simulation of CCR exposure across counterparties (numerator) and internal capital based on EPE (denominator);
Beidh an méadú ar risíocht atá tuartha ina ionchur i samhail caipitil inmheánaigh na hinstitiúide.
The forecast increase in exposure shall be an input into the institution's internal capital model.
Déanfar an comhiomlánú sin a fhachtóiriú idir cuspóirí teorann creidmheasa agus cuspóirí caipitil inmheánaigh;
This aggregation shall be factored into credit limit purposes and internal capital purposes;
Cur chuige maidir le measúnú a dhéanamh ar leordhóthanacht a gcaipitil inmheánaigh
Approach to assessing the adequacy of the internal capital
Cur chuige maidir le measúnú a dhéanamh ar leordhóthanacht a gcaipitil inmheánaigh
Approach to assessing the adequacy of their internal capital
tá caipiteal inmheánach 2 % ar a laghad de chaipiteal inmheánach na hinstitiúide dá dtagraítear in Airteagal 73 de Threoir 2013/36/AE leithdháilte uirthi, nó measann an institiúid go bhfuil tionchar ábhartha ar shlí eile ag an gcaipiteal sin ar chaipiteal inmheánach na hinstitiúide;
it has allocated internal capital of at least 2 % of the internal capital of the institution as referred to in Article 73 of Directive 2013/36/EU, or is otherwise assessed by the institution as having a material impact on the institution’s internal capital;
go ndearnadh aistriú caipitil inmheánach chuig Post Danmark cheana féin i mí Feabhra 2017; Agus
that an internal capital transfer to Post Danmark was already made in February 2017; and
Roinn 1 - An próiseas inmheánach measúnaithe ar leordhóthanacht caipitil agus riosca inmheánach
Section 1 - Internal capital adequacy assessment process and internal risk
Caipiteal inmheánach agus sócmhainní leachtacha
Internal capital and liquid assets
socruithe rialachais agus bainistiú caipitil inmheánaigh agus sócmhainní leachtacha a atreisiú [Airteagal 39(2)(b)]
to reinforce governance arrangements and internal capital and liquid assets management [Article 39(2)(b)]
athbhreithniú ar dhoiciméadacht ar ríomh caipitil inmheánaigh na hinstitiúide agus leithdháileadh an chaipitil inmheánaigh ar chineálacha priacal, fochuideachtaí agus punann;
review the documentation on calculation of internal capital of the institution and the allocation of the internal capital to types of risk, subsidiaries and portfolios;
Tástáil úsáide sa leithdháileadh caipitil inmheánach
Use test in the internal capital allocation
leithdháileadh an chaipitil inmheánaigh i measc cineálacha priacal, fochuideachtaí agus punann.
the allocation of the internal capital among types of risk, subsidiaries and portfolios.
Méideanna, cineálacha agus dáileadh caipitil inmheánaigh (Airteagal 6(4) de Rialachán Tarmligthe (AE) 2022/2580)
Amounts, types and distribution of internal capital (Article 6(4) of Delegated Regulation (EU) 2022/2580)
An próiseas inmheánach measúnaithe ar leordhóthanacht caipitil
Internal capital adequacy assessment process
socruithe rialachais agus bainistiú caipitil inmheánaigh a atreisiú [Airteagal 104(1)(b)]
to reinforce governance arrangements and internal capital management [Article 104(1)(b)]
Ba cheart d'institiúidí faireachán a dhéanamh ar leibhéal an chóimheasa luamhánaithe, ar athruithe a thagann ar an leibhéal sin agus ar an bpriacal luamhánaithe mar chuid den phróiseas inmheánach measúnaithe ar leordhóthanacht caipitil (PIMLC).
Institutions should monitor the level and changes in the leverage ratio as well as leverage risk as part of the internal capital adequacy assessment process (ICAAP).
d'aithin an institiúid an t-aistriú priacal creidmheasa chuig tríú páirtithe i ngach cás ar mhaithe le bainistíocht priacal inmheánach agus leithdháileadh caipitil inmheánach na hinstitiúide.
the institution has also recognised the transfer of credit risk to third parties in each case for purposes of the institution's internal risk management and its internal capital allocation.
úsáidfear an mhodheolaíocht um measúnú inmheánach i bpróisis inmheánacha na hinstitiúide um bainistiú priacal, lena n-áirítear cinnteoireacht, bainistíocht faisnéise agus próisis maidir le leithdháileadh caipitil inmheánach na hinstitiúide;
the internal assessment methodology shall be used in the institution's internal risk management processes, including its decision making, management information and internal capital allocation processes;
Beidh an cur chuige a úsáidfear chun meastachán a dhéanamh ar α bunaithe ar chur chuige na hinstitiúide maidir le caipiteal inmheánach; déanfar é a dhoiciméadú go maith agus beidh sé faoi réir bailíochtú neamhspleách.
The approach used to estimate α shall be based on the institution's internal capital approach, be well documented and be subject to independent validation.
Áireofar leis an gcreat sin tomhas ar úsáid línte creidmheasa, agus risíochtaí ar CCR á gcomhiomlánú le risíochtaí creidmheasa eile, agus leithdháileadh caipitil inmheánaigh.
This framework shall include the measurement of usage of credit lines, aggregating CCR exposures with other credit exposures and internal capital allocation.
achoimre ar chur chuige na hinstitiúide maidir le measúnú a dhéanamh ar leordhóthanacht a caipitil inmheánaigh d'fhonn tacú le gníomhaíochtaí reatha agus todhchaí;
a summary of the institution's approach to assessing the adequacy of its internal capital to support current and future activities;
plé ar an modheolaíocht a úsáideadh chun teorainneacha inmheánacha le caipiteal agus creidmheas a shannadh do risíochtaí ar chreidmheas an chontrapháirtí;
a discussion of the methodology used to assign internal capital and credit limits for counterparty credit exposures;
d’aithin an institiúid an t-aistriú priacail creidmheasa chuig tríú páirtithe i ngach cás ar mhaithe le bainistiú priacail inmheánaigh agus leithdháileadh caipitil inmheánaigh na hinstitiúide.
the institution has also recognised the transfer of credit risk to third parties in each case for the purposes of the institution’s internal risk management and its internal capital allocation.
úsáideann an institiúid an mhodheolaíocht um measúnú inmheánach chun críocha bainistithe priacail inmheánaigh, lena n-áirítear a próisis cinnteoireachta, bainistíochta faisnéise agus a próisis inmheánacha maidir le leithdháileadh caipitil;
the institution uses the internal assessment methodology for internal risk management purposes, including in its decision-making, management information and internal capital allocation processes;
achoimre ar a gcur chuige maidir le measúnú a dhéanamh ar leordhóthanacht a gcaipitil inmheánaigh d'fhonn tacú le gníomhaíochtaí reatha agus todhchaí;
a summary of their approach to assessing the adequacy of their internal capital to support current and future activities;
arna iarraidh sin don Údarás Inniúil ábhartha, toradh ar an bpróiseas inmheánach measúnaithe ar leordhóthanacht caipitil;
upon demand from the relevant competent authority, the result of the institution's internal capital adequacy assessment process;
tuairisc ar an modheolaíocht a úsáidtear chun teorainneacha inmheánacha le caipiteal agus creidmheas a shannadh do risíochtaí ar chreidmheas an chontrapháirtí, lena n-áirítear na modhanna chun na teorainneacha sin le risíochtaí ar chontrapháirtithe lárnacha a shannadh;
a description of the methodology used to assign internal capital and credit limits for counterparty credit exposures, including the methods to assign those limits to exposures to central counterparties;
Arna iarraidh sin don údarás inniúil ábhartha, toradh ar phróiseas inmheánach measúnaithe na hinstitiúide ar leordhóthanacht caipitil
Upon demand from the relevant competent authority, the result of the institution's internal capital adequacy assessment process
Nochtfaidh institiúidí achoimre ar a gcur chuige maidir le measúnú a dhéanamh ar leordhóthanacht a gcaipitil inmheánaigh d’fhonn tacú le gníomhaíochtaí reatha agus todhchaí.
Institutions shall disclose a summary of their approach to assessing the adequacy of their internal capital to support current and future activities.
Tuairisc ar an modheolaíocht a úsáidtear chun teorainneacha inmheánacha le caipiteal agus creidmheas a shannadh do risíochtaí ar chreidmheas an chontrapháirtí, lena n-áirítear na modhanna chun na teorainneacha sin le risíochtaí ar chontrapháirtithe lárnacha a shannadh
Description of the methodology used to assign internal capital and credit limits for counterparty credit exposures, including the methods to assign those limits to exposures to central counterparties
dáileadh an chaipitil inmheánaigh chun cineál agus leibhéal na rioscaí dá dtagraítear in Airteagal 73 de Threoir 2013/36/AE a chumhdach;
the distribution of internal capital to cover the nature and level of the risks, as referred to in Article 73 of Directive 2013/36/EU;
ráiteas ina dtugtar údar leis an gcúis nach meastar go bhfuil tionchar ábhartha ag an aonad gnó ar shlí eile ar chaipiteal inmheánach na hinstitiúide creidmheasa faoi mhaoirseacht;”;
a statement justifying why the business unit is not otherwise considered to have a material impact on the supervised credit institution’s internal capital;’;
Bhí cinneadh PostNord na haistrithe caipitil inmheánaigh a dhéanamh bunaithe ar mhodhanna atá ag teacht leis an gcleachtas margaidh amhail anailís an DCF, an tSamhail Praghsála Sócmhainní Caipitil agus WACC.
PostNord’s decision to make the internal capital transfers was based on methods which are in line with the market practice such as the DCF analysis, the Capital Asset Pricing Model and WACC.
ar sainaithníodh go soiléir nó an sainaithneofar go soiléir an priacal comhchruinnithe a eascraíodh nó a eascrófar i bpróiseas inmheánach measúnaithe ar leordhóthanacht caipitil (ICAAP) na hinstitiúide creidmheasa agus an ndéanfar é a bhainistiú go gníomhach.
the concentration risk arising has been or will be clearly identified in the internal capital adequacy assessment process (ICAAP) of the credit institution and will be actively managed.
ar sainaithníodh go soiléir nó an sainaithneofar go soiléir an priacal comhchruinnithe a eascraíodh nó a eascrófar i bpróiseas inmheánach measúnaithe ar leordhóthanacht caipitil (internal capital adequacy assessment process, ICAAP) na hinstitiúide creidmheasa agus an ndéanfar é a bhainistiú go gníomhach.
the concentration risk arising has been or will be clearly identified in the credit institution's internal capital adequacy assessment process (ICAAP) and will be actively managed.
Féadfaidh na húdaráis inniúla a iarraidh ar ghnólachtaí infheistíochta beaga neamh-idirnasctha ceanglais a chur i bhfeidhm maidir le caipiteal inmheánach agus sócmhainní leachtacha dá bhforáiltear in Airteagal 24 de Threoir (AE) 2019/2034.
Competent authorities may request small and non-interconnected investment firms to apply requirements for internal capital and liquid assets as provided for in Article 24 of Directive (EU) 2019/2034.
forbhreathnú ar an modheolaíocht a chuir an t-údarás inniúil i bhfeidhm maidir leis an athbhreithniú ar phróiseas inmheánach measúnaithe ar leordhóthanacht caipitil (ICAAP) agus ar phróiseas measúnaithe inmheánach ar leordhóthanacht leachtachta (ILAAP) na ngnólachtaí infheistíochta;
an overview of the methodology applied by the competent authority to review the internal capital adequacy assessment process (ICAAP) and the internal liquidity adequacy assessment process (ILAAP) of investment firms;
gur modhanna comhsheasmhacha iad, a mhéid is iomchuí, le modhanna a úsáideann an institiúid chun críocha tástálacha struis inmheánacha maidir le leithdháileadh caipitil;
the methods are consistent to the extent appropriate with methods used by the institution for the purpose of internal capital allocation stress tests;
Mar sin féin, ba cheart d’institiúidí bearta malartacha a mheas chun aghaidh a thabhairt ar phriacal idirghabhála faoina nósanna imeachta bainistithe priacail agus faoina bpróiseas inmheánach measúnaithe ar leordhóthanacht caipitil (ICAAP).
Nevertheless, institutions should also consider alternative measures to address step-in risk under their risk management procedures and internal capital adequacy assessment process (ICAAP).
(a) torthaí an phróisis measúnaithe inmheánaigh ar leordhóthanacht caipitil agus an phróisis measúnaithe riosca inmheánaigh ag an ngnólacht infheistíochta a leagtar amach in Airteagal 24 de Threoir (AE) 2019/2034;
(a) the outcomes of the internal capital adequacy assessment process and the internal risk assessment process by the investment firm set out in Article 24 of Directive (EU) 2019/2034;
Gnólachtaí infheistíochta i ngrúpa dár tugadh an tarscaoileadh dá bhforáiltear in Airteagal 15, cuirfidh siad na húdaráis inniúla ar an eolas maidir leis na priacail a d'fhéadfadh an bonn a bhaint óna suímh airgeadais, lena n-áirítear iad siúd a bhaineann le comhdhéanamh agus foinsí a gcistí dílse, caipiteal inmheánach agus maoiniú.
Investment firms in a group which has been granted the waiver provided for in Article 15 shall notify the competent authorities of the risks which could undermine their financial positions, including those associated with the composition and sources of their own funds, internal capital and funding.
tá rátálacha inmheánacha agus meastacháin ar mhainneachtain agus ar chaillteanas, a úsáidtear chun ceanglais cistí dílse agus córais agus próisis ghaolmhara a ríomh, fíor-riachtanach don phróiseas bainistíochta priacal agus cinnteoireachta, agus d'fheidhmeanna na hinstitiúide a bhaineann le formheas creidmheasa, leithdháileadh caipitil inmheánaigh agus rialachas corparáideach;
internal ratings and default and loss estimates used in the calculation of own funds requirements and associated systems and processes play an essential role in the risk management and decision-making process, and in the credit approval, internal capital allocation and corporate governance functions of the institution;
Áiritheoidh institiúidí go ndéanfar leithdháileadh na risíochtaí arna nginiúint ag an tsamhail a úsáidtear chun EPE iarbhír a ríomh a chomhtháthú go dlúth le próiseas bainistithe laethúil CCR na hinstitiúide, agus go gcuirfear aschur na samhla san áireamh sa phróiseas a bhaineann le faomhadh creidmheasa, bainistíocht CCR, leithdháileadh caipitil inmheánaigh agus rialachas corparáideach.
Institutions shall ensure that the distribution of exposures generated by the model used to calculate effective EPE is closely integrated into the day-to-day CCR management process of the institution, and that the output of the model is taken into account in the process of credit approval, CCR management, internal capital allocation and corporate governance.
arna iarraidh sin don Údarás Inniúil ábhartha, toradh ar an bpróiseas inmheánach measúnaithe ar leordhóthanacht caipitil lena n-áirítear comhdhéanamh na gceanglas cistí dílse breise atá bunaithe ar an bpróiseas athbhreithnithe maoirseachta dá dtagraítear i bpointe (a) d'Airteagal 104(1) de Threoir 2013/36/AE;
upon demand from the relevant competent authority, the result of the institution's internal capital adequacy assessment process including the composition of the additional own funds requirements based on the supervisory review process as referred to in point (a) of Article 104(1) of Directive 2013/36/EU;
De bhun na straitéisí agus na bpróiseas dá dtagraítear in Airteagal 73, bunóidh institiúidí a gcaipiteal inmheánach ar leibhéal cuí cístí dílse atá leordhóthanach chun na rioscaí uile nach bhfuil cosaint ag institiúid orthu a chumhdach agus chun a áirithiú gur féidir le cistí dílse na hinstitiúide caillteanais ionchasacha a chomhshó a thagann as cásanna struis, lena n-áirítear iad siúd arna sainaithint sa tástáil struis maoirseachta dá dtagraítear in Airteagal 100.
Pursuant to the strategies and processes referred to in Article 73, institutions shall set their internal capital at an adequate level of own funds that is sufficient to cover all the risks that an institution is exposed to and to ensure that the institution's own funds can absorb potential losses resulting from stress scenarios, including those identified under the supervisory stress test referred to in Article 100.
Déanfaidh na húdaráis inniúla athbhreithniú rialta ar leibhéal an chaipitil inmheánaigh a shocraíonn gach institiúid i gcomhréir le mír 1 den Airteagal seo mar chuid den athbhreithniú agus den mheastóireacht arna ndéanamh i gcomhréir le hAirteagal 97 agus le hAirteagal 101 a chur san áireamh, lena n-áirítear torthaí na dtástálacha struis dá dtagraítear in Airteagal 100.
Competent authorities shall regularly review the level of the internal capital set by each institution in accordance with paragraph 1 of this Article as part of the reviews and evaluations performed in accordance with Articles 97 and 101, including the results of the stress tests referred to in Article 100.
Próiseas inmheánach measúnaithe ar leordhóthanacht caipitil agus measúnú leanúnach maidir le priacail an bhainc, cén chaoi a bhfuil sé beartaithe ag an mbanc na priacail sin a mhaolú agus cé mhéad caipiteal reatha agus caipiteal amach anseo is gá i ndiaidh tosca maolaithe eile a mheas
Internal Capital Adequacy Assessment Process + ongoing assessment of the bank's risks, how the bank intends to mitigate those risks and how much current and future capital is necessary having considered other mitigating factors
Agus faisnéis a cheanglaítear faoi phointe (a) d’Airteagal 439 CRR á nochtadh ag institiúidí, tabharfaidh siad tuairisc ar an modheolaíocht a úsáidtear chun teorainneacha inmheánacha le caipiteal agus creidmheas a shannadh do risíochtaí ar chreidmheas an chontrapháirtí, lena n-áirítear na modhanna chun na teorainneacha sin le risíochtaí ar chontrapháirtithe lárnacha a shannadh.
When disclosing information required in point (a) of Article 439 CRR, institutions shall provide a description of the methodology used to assign internal capital and credit limits for counterparty credit exposures, including the methods to assign those limits to exposures to central counterparties.
Dá bhrí sin, measann an Danmhairg agus an tSualainn go bhfuil an Coimisiún mícheart nuair a dúirt sé in aithris (87) den chinneadh tosaigh go bhfuil an t-aistriú caipitil inmheánach inchurtha i leith na Danmhairge agus na Sualainne, mar gur chuid de Chomhaontú Dheireadh Fómhair a bhí ann.
Therefore, Denmark and Sweden consider that the Commission is wrong when it stated in recital (87) of the opening decision that the internal capital transfer is imputable to Denmark and Sweden, because it was part of the October Agreement.