A fhad a bheidh maoirseacht á déanamh lasmuigh de SMA i mBallstát, ba cheart go leanfadh an Ballstát sin de bheith freagrach as iarmhairtí airgeadais maidir le cliseadh bainc.
As long as supervision in a Member State remains outside the SSM, that Member State should remain responsible for the financial consequences of a bank failure.
Toisc na ndifríochtaí idir rialacha náisiúnta i mBallstáit éagsúla maidir le réiteach agus cleachtais riaracháin chomhfhreagracha agus toisc gan aon phróiseas aontaithe cinnteoireachta a bheith ann maidir le réiteach san aontas baincéireachta, tá ag géarú ar an easpa muiníne sin i gcórais eile bhaincéireachta náisiúnta agus ar an éagobhsaíocht sa mhargadh, sa mhéid nach n-áirithíonn siad intuarthacht a bheith ann maidir lena bhféadfaidh a bheith mar thoradh ar chliseadh ar bhanc.
Divergences between national resolution rules in different Member States and corresponding administrative practices and the lack of a unified decision-making process for resolution in the banking union contribute to that lack of confidence and market instability, as they do not ensure predictability as to the possible outcome of a bank failure.