FINANCE
- idirghabhálaí creidmheasa Reference Faomhadh an téarma seo mar chuid de Thionscadal Lex
- ga
- Context 'Fruilcheannach: Is comhaontuithe fruilithe iad seo a thairgeann siopaí nó garáiste ionas gur féidir leat rudaí áirithe a fhruiliú agus a cheannach de réir a chéile. Bíonn rudaí a cheannaítear ar fruilcheannach daor go hiondúil, mar shampla carr nó troscán nó trealamh leictreachais. Ní leatsa an rud go dtí go mbíonn an tráthchuid deiridh den iasacht íoctha. Tá comhlachtaí airgeadais rialaithe ag an Banc Ceannais na hÉireann agus tá idirghabhálaí creidmheasa (chomh maith le geallbhróicéirí) rialaithe ag an gCoimisiún um Iomaíocht agus Cosaint Tomhaltóirí. I gcomhaontú fruilcheannaigh i d’úinéir ar na rudaí i ndiaidh duit an tráthchuid deiridh a íoc. I gcomhaontú fruile tomhaltóirí faightear na hearraí ar cíos agus is leis an gcuideachta cíosa tomhaltóirí iad i gcónaí.' Reference 'Ag fáil airgid ar iasacht' http://www.citizensinformation.ie/ga/money_and_tax/personal_finance/loans_and_credit/borrowing_money_in_ireland.html [5.2.2015]
- credit intermediary
- en
- Definition natural or legal person who is not acting as a creditor or notary and not merely introducing, either directly or indirectly, a consumer to a creditor or credit intermediary, and who, in the course of his trade, business or profession, for remuneration, which may take a pecuniary form or any other agreed form of financial consideration: (a) presents or offers credit agreements to consumers; (b) assists consumers by undertaking preparatory work or other pre-contractual administration in respect of credit agreements other than as referred to in point (a); or (c) concludes credit agreements with consumers on behalf of the creditor Reference Directive 2014/17/EU on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010, CELEX:32014L0017