FINANCE|insurance #587197 IATE #3564191 riosca tubaiste in athárachas neamh-chomhréireach réadmhaoine Reference Faomhadh an téarma seo mar chuid de Thionscadal Lex ga Katastrophenrisiko von nichtproportionaler Sachrückversicherungde catastrophe risk of non-proportional property reinsuranceen