ina theannta sin, beidh na critéir comhsheasmhach le caighdeáin inmheánacha iasachtaithe na hinstitiúide agus lena beartais maidir leis an gcaoi a bpléitear le hoibleagáideoirí nó le saoráidí struis.
the criteria shall also be consistent with the institution's internal lending standards and its policies for handling troubled obligors and facilities.
go mbeidh na critéir maidir le sannadh do ghráid nó do chomhthiomsuithe comhsheasmhach le caighdeáin inmheánacha iasachtaithe na hinstitiúide agus lena beartais maidir leis an gcaoi a bpléitear le hoibleagáideoirí nó le saoráidí struis.
the criteria for assignment to grades or pools are consistent with the institution’s lending standards and policies for handling troubled obligors and facilities.
Mar sin féin, maolaítear rioscaí leis an sciar ard iasachtaí ag rátaí seasta, caighdeáin stuama iasachtaithe agus bearta beartais macrastuamachta.
However, risks are mitigated by the high share of loans at fixed rates, prudent lending standards and macro-prudential policy measures.
Mar thoradh air sin, tá méadú tagtha ar chostais chistiúcháin na mbanc agus tá géarú tagtha ar chaighdeáin iasachtaithe, rud a chuireann moill ar shreabhadh creidmheasa chuig an ngeilleagar.
As a result, funding costs for banks have increased and lending standards have tightened, slowing down the flow of credit to the economy.
beidh líon na risíochtaí atá san áireamh sna sonraí a úsáideadh le haghaidh an mheastacháin, na caighdeáin iasachtaithe a úsáideadh nuair a gineadh na sonraí, agus saintréithe ábhartha eile, beidh siad inchomparáide leo siúd a bhaineann le risíochtaí agus le caighdeáin na hinstitiúide.
the population of exposures represented in the data used for estimation, the lending standards used when the data was generated and other relevant characteristics shall be comparable with those of the institution's exposures and standards.
—gur fhág lag-rialáil na hearnála baincéireachta, le caighdeáin neamartacha i dtaca le hiasachtaí, mar aon leis na beartais chomhthimthriallacha mhíchuí a ghlac an Rialtas roimhe seo gur tháinig boilsciú ar an margadh maoine, agus go bhfuil iarmhairtí an bhoilscithe sin fós le haithint ar fud na tíre;
—A POORLY REGULATED BANKING SECTOR, WITH LAX LENDING STANDARDS COMBINED WITH PRO-CYCLICAL AND INAPPROPRIATE FISCAL POLICIES ADOPTED BY THE PREVIOUS GOVERNMENT, LED TO A PROPERTY BUBBLE, THE CONSEQUENCES OF WHICH ARE STILL EVIDENT THROUGHOUT THE COUNTRY;
Níor cheart, le Treoir 2013/36/AE, cosc a chur ar na Ballstáit bearta a chur chun feidhme sa dlí náisiúnta atá ceaptha chun feabhas a chur ar athléimneacht an chórais airgeadais, amhail, ach gan a bheith teoranta do, na teorainneacha iasachta/luacha, teorainneacha fiachais/ioncaim, teorainneacha fiach-sheirbhíse/ioncaim agus ionstraimí eile lena dtugtar aghaidh ar chaighdeáin iasachtaithe.
Directive 2013/36/EU should not preclude Member States from implementing measures in national law designed to enhance the resilience of the financial system such as, but not limited to, loan-to-value limits, debt-to-income limits, debt-service-to-income limits and other instruments addressing lending standards.
Mar réamhchoinníoll le tacaíocht a fháil ó Chiste InvestEU, ní mór d’idirghabhálaithe airgeadais a sholáthraíonn micreamhaoiniúchán clárú (i gcás na neamhbhanc) le haghaidh “chód na hEorpa um dhea-Iompar maidir le soláthar micreamhaoiniúcháin” nó ní mór dóibh (i gcás na mbanc) é a fhormhuiniú chun ardchaighdeáin iasachtaithe eiticiúla a áirithiú i dtaca le rialachas, bainistíocht agus cosaint custaiméirí, i measc nithe eile.
As a pre-condition for InvestEU Fund support, financial intermediaries providing microfinance must sign up to (in the case of non-banks) or endorse (in the case of banks) the ‘European code of good conduct for microcredit provision’ to ensure high ethical lending standards in terms of, among others, governance, management and customer protection.
Is de chineál meántéarmach na príomh-leochaileachtaí a cuireadh i dtábhacht i measúnú BERS agus, ag brath ar an tír, baineann siad le fás tapa faoi phraghsanna tithe agus le ró-luacháil fhéideartha ar réadmhaoin chónaithe (de réir mar a leathnaíonn an bhearna idir an fás faoi phraghsanna tithe agus ioncam indiúscartha teaghlaigh), leibhéal agus dinimic an fhéichiúnais teaghlaigh, an fás faoi chreidmheasa tithíochta agus comharthaí go bhfuiltear ag maolú na gcaighdeán iasachtaí.
The key vulnerabilities highlighted by the ESRB assessment are of a medium-term nature and, depending on the country, relate to rapid house price growth and possible overvaluation of RRE (as the gap between house price growth and household disposable income widens), the level and dynamics of household indebtedness, the growth of housing credit and signs of a loosening of lending standards.
I suirbhéanna maidir le hiasachtú bainc sa limistéar euro, tugtar le fios gur lean na bainc de bheith ag géarú a gcaighdeán iasachtaí le haghaidh teaghlach agus fiontar in 2022 agus rinneadh géarú suntasach sa tríú ráithe de 2022.
Bank lending surveys of the euro area suggest that banks kept tightening their lending standards for both households and enterprises in 2022 and a notable tightening occurred in the third quarter of 2022.
Thosaigh costais mhaoiniúcháin do theaghlaigh ag méadú, mar gheall go páirteach ar an sciar ard de mhorgáistí ar ráta comhlúthach agus i gcomhréir leis an méadú le haghaidh an limistéir euro agus d’éirigh caighdeáin iasachtaithe le haghaidh iasachtaí morgáiste ní ba theinne.
Financing costs for households started to increase, partly due to the high share of variable rate mortgages and in line with the increase for the EA and lending standards for mortgage loans have tightened.