FINANCE|financial institutions and credit|financial services
- aistriú creidmheasa meandrach Reference Faomhadh an téarma seo mar chuid de Thionscadal Lex
- ga
- Sofortüberweisung
- de
- Definition Überweisung, bei der der überwiesene Betrag dem Zahlungskonto des Zahlungsempfängers nach Empfang des Zahlungsauftrags innerhalb von 10 Sekunden gutgeschrieben wird Reference "COM-DE gestützt auf den Vorschlag für eine VERORDNUNG DES EUROPÄISCHEN PARLAMENTS UND DES RATES zur Änderung der Verordnungen (EU) Nr. 260/2012 und (EU) 2021/1230 im Hinblick auf Sofortüberweisungen in Euro"
- instant credit transfer | instant credit transfer transaction
- en
- Definition "credit transfer where the funds are made available in the payee’s payment account within 10 seconds of the time of receipt of the payment order, regardless of the time or day" Reference "COM-EN, based on:Proposal for a Regulation amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro"
- Comment "According to Article 1 of the proposal for a Regulation amending Regulations (EU) No 260/2012 and (EU) No 2021/1230, ‘instant credit transfer’ means a credit transfer which meets all of the following conditions:(a) the time of receipt of the payment order for such credit transfer is the moment when the payer instructs his or her payment service provider (PSP) to execute that credit transfer, regardless of the day or hour; (b) the payment order for such credit transfer is immediately processed by the payer’s PSP, regardless of the day or hour; (c) the payee’s payment account is credited with the amount transferred within 10 seconds after the time of receipt of the payment order; (d) the credit value date for the payee’s payment account is the same date as the date on which the payee’s payment account is credited with the amount transferred;"