I gcás ina gcomhlíontar na coinníollacha a leagtar amach i mír 2, déanfaidh modheolaíocht inmheánach na hinstitiúide, nó cuid di, meastachánarchaillteanas i gcás mainneachtana atá comhionann leis an méid seo a leanas nó níos airde ná an méid seo a leanas a shannadh do shuíomh:
Where the conditions set out in paragraph 2 are met, an institution’s internal methodology, or a part of it, shall assign to a position an estimate of loss given default which is equal to or higher than the following:
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De mhaolú ar mhír 3, i gcás ina gcomhlíontar na coinníollacha a leagtar amach i mír 2 agus go laghdaítear na ceanglais cistí dílse le haghaidh riosca mainneachtana de réir mar a mhéadaítear luach an chaillteanais i gcás mainneachtana a shanntar do shuíomh ar leith, le modheolaíocht inmheánach na hinstitiúide, nó a mar chuid de, sannfar don suíomh sin meastachánarchaillteanas i gcás mainneachtana atá comhionann leis na luachanna a leagtar amach i mír 3 nó níos ísle ná sin.
By way of derogation from paragraph 3, where the conditions set out in paragraph 2 are met and the own funds requirements for default risk decrease as the value of loss given default assigned to a given position increases, an institution’s internal methodology, or a part of it, shall assign to that position an estimate of loss given default which is equal to or lower than the values set out in paragraph 3.