#2577113
Mar shampla, tá iasacht ag an institiúid lena mbaineann ollsuim ghlanluacha EUR 100000 atá comhthaobhaithe le dhá mhaoin: maoin A agus maoin B. Tá luach comhthaobhach EUR 80000 le maoin A agus lipéad EPC A, agus tá luach comhthaobhach EUR 70000 le maoin B agus lipéad EPC D. Sa sampla seo, ba cheart d’institiúidí EUR 53333 a nochtadh (is é sin EUR 100000 * [80000/(80000 + 70000)] faoi lipéad EPC A agus EUR 46667 (is é sin EUR 100000 * [70000/(80000 + 70000)] faoi lipéad EPC D, agus an dá cheann ag comhfhreagairt don iasacht shonrach lena mbaineann.
For example, the institution has a loan with a gross carrying amount of EUR 100000 collateralised by two properties: property A and property B. Property A has a collateral value of EUR 80000 and EPC label A, while property B has a collateral value of EUR 70000 and EPC label D. In this example, institutions should disclose EUR 53333 (that is EUR 100000 * [80000/(80000 + 70000)] under EPC label A and EUR 46667 (that is EUR 100000 * [70000/(80000 + 70000)] under EPC label D, both corresponding to the specific loan in question.