#2753674
Urrúsú STS sinsearach
Senior STS securitisation
Scag na torthaí
Bailiúcháin
14 toradh in 4 dhoiciméad
#2753675
Urrúsú STS neamhshinsearach
Non-senior STS securitisation
#2753679
Urrúsú STS ráthaithe
Guaranteed STS securitisation
#1677463
Áiritheofar leis sin go nglacfaidh tionscnóirí, urraitheoirí agus SSPEnna freagracht as a rá gur urrúsú STS atá i gceist agus go bhfuil trédhearcacht sa mhargadh.
This should ensure that originators, sponsors and SSPEs take responsibility for their claim that the securitisation is STS and that there is transparency on the market.
#1677813
An tionscnóir, an t-urraitheoir agus SSPE a bheidh rannpháirteach in urrúsú a measfar gur urrúsú STS é, is san Aontas a bheidh siad bunaithe.
The originator, sponsor and SSPE involved in a securitisation considered STS shall be established in the Union.
#2011566
Ba cheart don cheanglas sin a bheith ina chuid indíreach de na critéir lena sainítear urrúsú STS laistigh den chlár comhardaithe agus lena n-eisiatar urrúsú arbatráiste ó chreat STS.
That requirement should also be indirectly part of the criteria defining the STS on-balance-sheet securitisation and excluding arbitrage securitisation from the STS framework.
#1677360
Chun creat stuamachta maidir le hurrúsuithe simplí trédhearcacha caighdeánaithe (“STS”) atá níos íogaire ó thaobh riosca a bhunú is gá don Aontas urrúsú STS a shainmhíniú go soiléir, mar mura ndéanfaí amhlaidh bheadh an láimhseáil rialála níos íogaire ó thaobh riosca ar fáil d’institiúidí creidmheasa agus comhlachtaí árachais i gcás urrúsuithe de chineálacha éagsúla i mBallstáit éagsúla.
Establishing a more risk-sensitive prudential framework for simple, transparent and standardised (‘STS’) securitisations requires that the Union clearly define what an STS securitisation is, since otherwise the more risk-sensitive regulatory treatment for credit institutions and insurance companies would be available for different types of securitisations in different Member States.
#1677419
Tá sé riachtanach sainmhíniú ginearálta ar urrúsú STS a leagan síos a bheidh infheidhme trasna na n-earnálacha atá bunaithe ar na critéir atá ann cheana, mar aon leis na critéir a ghlac Coiste Basel um Maoirseacht ar Bhaincéireacht (CBMB) agus an Eagraíocht Idirnáisiúnta um Choimisiúin Urrús (IOSCO) an 23 Iúil 2015 maidir le hurrúsuithe simplí trédhearcacha inchomparáide a shainaithint faoi chuimsiú leordhóthanacht chaipitil le haghaidh urrúsuithe, agus go háirithe ar Thuairim an Údaráis Baincéireachta Eorpach (ÚBE), a bunaíodh le Rialachán(AE) Uimh. 1093/2010 ó Pharlaimint na hEorpa agus ón gComhairle [9] maidir le creat Eorpach maidir le hurrúsú cáilitheach a foilsíodh an 7 Iúil 2015.
It is essential to establish a general and cross-sectorally applicable definition of STS securitisation based on the existing criteria, as well as on the criteria adopted by the Basel Committee on Banking Supervision (BCBS) and the International Organisation of Securities Commissions (IOSCO) on 23 July 2015 for identifying simple, transparent and comparable securitisations in the framework of capital sufficiency for securitisations, and in particular based on the opinion on a European framework for qualifying securitisation published on 7 July 2015 by the European Supervisory Authority (European Banking Authority) (EBA), established by Regulation (EU) No 1093/2010 of the European Parliament and of the Council [9].
#1677457
Dá bhrí sin, más iasachtaí cónaithe nó iasachtaí gluaisteáin nó léasanna gluaisteáin iad na neamhchosaintí foluiteacha, ba cheart do thionscnóir, d’urraitheoir nó do SSPE urrúsú STS an fhaisnéis atá ar fáil a bhaineann le feidhmíocht timpeallachta na sócmhainní arna maoiniú trí iasachtaí cónaithe nó iasachtaí gluaisteáin nó léasanna gluaisteáin den sórt sin.
Therefore, the originator, the sponsor and the SSPE of an STS securitisation where the underlying exposures are residential loans or auto loans or leases should publish the available information related to the environmental performance of the assets financed by such residential loans or auto loans or leases.
#1678299
Tá go leor oibre déanta cheana féin ar an leibhéal idirnáisiúnta agus ar leibhéal an Aontais araon chun urrúsú STS a shainaithint agus, i Rialachán Tarmligthe (AE) 2015/35 [7] I Rialachán Tarmligthe 2015/61 [8] ón gCoimisiún, leagadh síos critéir cheana féin maidir le hurrúsú STC chun críoch sonraithe, lena dtugtar cóir stuamachta atá níos íogaire ó thaobh riosca de.
At both the international and Union level, much work has already been done to identify STS securitisation. In Commission Delegated Regulations (EU) 2015/35 [7] and (EU) 2015/61 [8], criteria have already been set out for STS securitisation for specific purposes to which a more risk-sensitive prudential treatment is given.
#2011581
Chun cobhsaíocht agus leanúnachas cosanta creidmheasa a áirithiú, níor cheart don tionscnóir a bheith in ann urrúsú STS laistigh den chlár comhardaithe a fhoirceannadh go luath ach amháin i gcúinsí áirithe teoranta, dea-shainithe.
To ensure the stability and continuity of credit protection, the early termination of an STS on-balance-sheet securitisation by the originator should only be possible in certain limited, well-defined circumstances.
#2011902
Cuirfear san áireamh i dtuarascáil BERS dá dtagraítear sa chéad fhomhír na gnéithe sonracha d’urrúsú sintéiseach, eadhon a shaintréith shaincheaptha agus phríobháideach sna margaí airgeadais, agus déanfar scrúdú ann maidir le cibé an bhfuil láimhseáil urrúsú STS laistigh den chlár comhardaithe fabhrach do laghdú foriomlán ar rioscaí sa chóras airgeadais agus do mhaoiniú níos fearr ar an bhfíorgheilleagar.
The ESRB report referred to in the first subparagraph shall take into account the specific features of synthetic securitisation, namely its typical bespoke and private character in financial markets, and examine whether the treatment of STS on-balance-sheet securitisation is conducive to overall risk reduction in the financial system and to better financing of the real economy.
#2012009
Trí níos mó úsáide a bhaint as urrúsú STS laistigh den chlár comhardaithe, arna chur chun cinn ag láimhseáil níos priacal-íogaire an tráinse is sinsearaí d’urrúsuithe den chineál sin, saorfar caipiteal rialála agus, ar deireadh, d’fhéadfadh sé go ndéanfaí an acmhainneacht iasachtaithe atá ag institiúidí a mhéadú a thuilleadh ar bhealach a bheidh fónta ó thaobh na stuamachta de.
Greater recourse to the STS on-balance sheet securitisation promoted by a more risk sensitive treatment of the senior tranche of such securitisations would free up regulatory capital and could ultimately further expand the capacity of institutions to lend in a prudentially sound manner.
#2012087
Na méideanna risíochta a ualaítear de réir priacal de shuíomh urrúsúcháin in urrúsú STS laistigh den chlár comhardaithe dá dtagraítear in Airteagal 26a(1) de Rialachán (AE) 2017/2402, féadfaidh institiúid tionscnóra na méideanna sin a ríomh i gcomhréir le hAirteagal 260, 262 nó 264 den Rialachán seo, de réir mar is infheidhme, i gcás ina gcomhlíonann an suíomh sin an dá choinníoll seo a leanas:
An originator institution may calculate the risk-weighted exposure amounts of a securitisation position in an STS on-balance sheet securitisation as referred to in Article 26a(1) of Regulation (EU) 2017/2402 in accordance with Article 260, 262 or 264 of this Regulation, as applicable, where that position meets both of the following conditions: