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  1. FINANCE|financial institutions and credit

    #583177

    IATE #3547684
    iasacht NINJA Tagairt Faomhadh an téarma seo mar chuid de Thionscadal Lex
    ga
    NINJA loan
    en
    Sainmhíniú slang term for a loan extended to a borrower with " No Income, No Job and no Assets" Tagairt Investopedia > NINJA Loan, http://www.investopedia.com/terms/n/ninja-loan.asp#axzz2EvjMwtR4 [1.10.2014]
    Nóta Whereas most lenders require the borrower to show a stable stream of income or sufficient collateral, a NINJA loan ignores the verification process. The borrower is hoping for the value of their property to appreciate significantly, allowing them to repay the loan with the newly found equity. However, when the property doesn't appreciate, many borrowers cannot make the repayment. This makes the NINJA loan a very risky proposition for lenders.