Sainmhíniú rating scale for an organisation's ability to meet ongoing financial obligations (with an original maturity in excess of one year) to security holders when due Tagairt "COM-EN, based on: Bond Issue Ratings, http://www.ciratings.com/page/rating-definitions/bond-issue-ratings [9.4.2018]"
Sainmhíniú analytical framework includes evaluation of the operating environment and of the main internal factors as there are capital adequacy, resources, asset quality, management, quality of income, liquidity, size and systems Tagairt "EBA, European Banking Authority, ""Mapping of BCRA credit assessments under the Standardised Approach"", 30 October 2014, https://eiopa.europa.eu/Publications/Consultations/Draft%20Mapping%20Report%20-%20BCRA.pdf [25.1.2017]"
Sainmhíniú appraisal of the risk from entry in arrears, or from inability for payment of the liabilities of a given Company expressing an external, objective, and independent opinion for the capability of the Company to serve its liabilities in full, and on time Tagairt "EBA, European Banking Authority, ""Mapping of BCRA credit assessments under the Standardised Approach"", 30 October 2014, https://eiopa.europa.eu/Publications/Consultations/Draft%20Mapping%20Report%20-%20BCRA.pdf [25.1.2017]"
Nóta "The ratings express the probability of default, without taking into consideration the level of the expected loss in a case of default. EBA, European Banking Authority, ""Mapping of BCRA credit assessments under the Standardised Approach"", 30 October 2014, https://eiopa.europa.eu/Publications/Consultations/Draft%20Mapping%20Report%20-%20BCRA.pdf [25.1.2017]"
Sainmhíniú summary of an entity’s overall creditworthiness, and ability and willingness to meet its financial obligations when due Tagairt "COM-EN, based on:Mapping of Capital Intelligence credit assessments under the Standardised Approach, 30 October 2014, Joint Committee of the European Supervisory Authorities, https://eiopa.europa.eu/Publications/Consultations/Draft%20Mapping%20Report%20-%20Capital%20Intelligence.pdf [9.4.2018]"
Nóta "Ratings assigned to an entity are comparable across international borders. Long-term issuer ratings assess the time period of more than year. Reference: Mapping of Capital Intelligence credit assessments under the Standardised Approach, 30 October 2014, Joint Committee of the European Supervisory Authorities, https://eiopa.europa.eu/Publications/Consultations/Draft%20Mapping%20Report%20-%20Capital%20Intelligence.pdf [9.4.2018]"